- 5% cashback on online spends
- Maximum online cashback of ₹2,000 per statement cycle
- 1% cashback on offline spends
- Up to 7% cashback on online spends (2% up to ₹5,000 / 5% up to ₹40,000 / 7% above ₹40,000), capped at ₹4,000 per statement month.
- 0.75% unlimited cashback on all offline and travel spends.
- 0.5% cashback on utility bill payments, capped at ₹100 per statement month.
- 5% unlimited cashback on Amazon purchases for Prime members with no capping
- 3% unlimited cashback on Amazon purchases for non-Prime members with no capping
- 2% cashback on spends at 100+ partner merchants with no capping
- 5% cashback on leading brands Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV, and Cult.fit
- Cashback is earned as reward points 1 reward point = ₹1 as statement credit
- 1% cashback on all other spends
- Earn 10% cashback on Swiggy services, including food ordering, Instamart, Dineout, and Genie. Cashback is capped at ₹1,500 per billing cycle
- Receive 5% cashback on online purchases across eligible Merchant Category Codes, with a maximum of ₹1,500 cashback per billing cycle
- Enjoy a free 3-month Swiggy BLCK membership upon card activation, offering benefits like free deliveries and exclusive discounts
- 7.5% cashback on Myntra spends capped at ₹4,000 per statement quarter
- 5% cashback on Flipkart & Cleartrip capped at ₹4,000 per statement quarter per merchant
- Unlimited 4% cashback on preferred merchants
- 7.5% cashback on Myntra (quarterly cap ₹4,000)
- 5% cashback on Flipkart (including Shopsy/Flipkart Travel) & Cleartrip (up to ₹4,000 per calendar quarter separately for Flipkart bucket and Cleartrip bucket
- 4% cashback on Zomato, Uber, Netmeds, PVR (quarterly cap ₹4,000)
- 5% cashback on eligible domestic online spends, capped at ₹1,500/month
- 1% unlimited cashback on all other eligible spends
- Unlimited International airport lounge access
- 1% forex markup
- Buy 1 Get 1 on BookMyShow movie tickets
- 10X CashPoints (up to 3.3% valueback) on Amazon, Flipkart, Swiggy, BigBasket & partner merchants (monthly cap ₹2,500 for Amazon/Flipkart)
- 10X CashPoints on online food ordering (monthly cap ₹15,000)
- 2 CashPoints per ₹150 spent on all other transactions
- Co-Branded RuPay rewards card earning CRED Points on every spend 5% back on E-commerce
- CRED app and CRED UPI transactions capped at 5,000 CRED Points cycle
- 1% back on Scan & Pay, Utility & Insurance bills, all other spends and international transactions
- Up to 12 SuperCoins per ₹100 on Flipkart Plus 6 non-Plus and 2 SuperCoins per ₹100 on all other spends uncapped
- 500 welcome SuperCoins; free memberships Lenskart Gold 1 yr, YouTube Premium 2 months, Gaana Plus 3 months, ₹500 off on Myntra
- 15% off on Flipkart Flights up to ₹1,500
- 10X reward points on online spends with partners like Amazon, BookMyShow, Cleartrip, Swiggy, Myntra, etc
- 5X reward points on all other online spends
- Monthly cap of 10,000 reward points on accelerated (10X & 5X) earnings; post cap earn rate reduces to 1 point per ₹100
- Accelerated YES Rewardz Points of 24 per ₹200 on online shopping and 12 per ₹200 on offline shopping, 6 per ₹200 on Select categories
- complimentary domestic airport lounge access 3 visits per quarter and international airport lounge access 6 visits in 12 months plus complimentary membership to 1,000+ international lounges outside India
- 25% discount on BookMyShow movie tickets
- 5% cashback on Swiggy app spends (Food Delivery, Instamart, Dineout)
- Cashback capped at ₹1,500 per billing cycle for Swiggy spends
- 5% cashback on select online merchants and categories like apparel, electronics, travel, pharmacies, entertainment and discount stores
- Earn 10X Membership Rewards on Zomato, Flipkart, BookMyShow, Uber, Ajio, Nykaa and more up to 1,250 MR points monthly from just ₹7,500 across accelerated partners
- Get 5X Membership Rewards on all Amazon spends making this one of the strongest entry-level cards for regular online shoppers
- Earn 1 Membership Rewards Point for every ₹50 spent on all other eligible purchases
- 10% Reward Points on PhonePe categories such as recharges, bill payments, flights, hotels, bus and train bookings, capped at 1000 Reward Points per calendar month
- 5% Reward Points on select online brands such as Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy and Zomato, capped at 500 Reward Points per calendar month
- 1% Reward Points on all Scan & Pay RuPay credit card on UPI spends, capped at 500 Reward Points per calendar month
- 12X reward points on all online spends, capped at 800 points per month
- Buy 1 Get 1 free on BookMyShow movie tickets up to ₹200, once a month
- 4,000 bonus reward points worth ₹1,000 as a welcome gift on joining
- Earn 5% cashback on the choice of any two categories including Dining & Entertainment (BookMyShow, Zomato), Travel (MakeMyTrip, Uber), Grocery (Blinkit, Reliance Smart Bazaar), Electronics (Croma, Reliance Digital), and Fashion (Nykaa, Myntra)
- Earn 3% Cashback on Amazon, Flipkart, or PayZapp transactions, as applicable
- Earn 1% cashback on UPI spends (PIXEL RuPay Credit Card holders only)
- Up to 5% cashback benefit on spends across various categories
- Cashback worth up to ₹18,000 per year
- 1% cashback on UPI spends when scanning and paying using IDFC FIRST Bank app
- 5% back as NeuCoins on eligible non-EMI spends at partner Tata Brands
- 1.5% back as NeuCoins on eligible non-Tata spends and eligible Merchant EMI
- UPI (RuPay): up to 1.5% (0.5% on any UPI ID + extra 1% via Tata Neu UPI ID), capped at 500 NeuCoins/month
- 5% Value Back as NeuCoins on spends via Tata Neu App/Website and partner Tata brands.
- 1.5% Value Back as NeuCoins on all other spends including UPI transactions on the RuPay variant.
- 8 domestic and 4 international airport lounge visits per year via Priority Pass.
- Earn 20% Scapia Coins on travel bookings via the Scapia app
- Earn 10% Scapia Coins on all eligible online and offline spends
- Earn 5% Scapia Coins on UPI and RuPay spends of ₹500 or more
- Earn 8 Reward Points per ₹100 on online spends, 4 Reward Points per ₹100 on offline spends, 12 Reward Points per ₹100 on international spends, and 1 Reward Point per ₹100 on Utility & Telecom and Insurance spends
- Get an additional 500 Reward Points on retail spends of ₹5,000 done between the 1st and 5th of every calendar month
- milestone benefit of 5,000 Reward Points on minimum retail spends of ₹2.5 lakh in a card anniversary year, redeemable as vouchers from top brands
